Bank loans in 2013 are the biggest burden but also a major priority for payment for the Bulgarian households. According to experts, families are experiencing the most serious difficulty paying the loans taken in the pre-crisis 2007 and 2008. Mortgage and consumer loans, as well as the electricity bills, are among the debts that Bulgarian households pay most strictly, however deferring the mobile phone bills.

As far as it concerns the intercompany indebtedness, the most problematic are the areas related to construction, metals and transport. The observed growth in private investments will make a direct impact on the collection of receivables for both natural and legal persons.