ACABG is the only Bulgarian Association which unites the professionally run Debt Collection Companies and Acquirers of NPLs. The Association has been working hard on enforcing high business ethical practices in collecting receivables. Membership in the Association of Debt Collection Agencies is a hallmark of a long-term vision for enhancing the financial culture of both business and consumers. High standards of work and more transparency in the industry are the signs that connect all member companies of ACABG.

The Association assists its members to manage their business transparently, efficiently and in accordance with the ethical rules of the industry. We monitor domestic and international trends and regulatory requirements to make sure our members are aware of the latest news and best practices.

An important focus is placed on the exchange of know-how with branch associations from other countries as well as with the Federation of European National Collection Associations (FENCA). ACABG closely follows the legal framework and provides its members with timely information on the forthcoming changes in the regulation of the Debt Collection business, and gives them the opportunity to participate in our joint efforts to be part of this process.

There are two types of membership in ACABG - full and associate. Full members participate in all processes and decisions related to the activity of the association, and the associates are part of the association's projects, but are do not have the right to vote in the General Assembly.


  • For our team, the membership in ACABG has brought more publicity, and higher recognition to our company and our work approach. The more positive attitude on the side of the customers, is an indisputable result from our participation in the association. We highly appreciate what has been achieved so far and we shall continue our active cooperation with the colleagues, in order to further more improve the reputation of the industry.
    Liliya Dimitrova
  • ACABG unites the largest and the most well-established companies in the field of receivables management in Bulgaria. The stringent membership criteria are a guarantee to our partners that we comply with all the legal requirements and apply the Code of Ethics of the Association. The trust of our partners is a result, not only of our long experience and impeccable reputation, but also because of our membership in ACABG, which gives them further confidence in the adherence to all the good practices in the branch and minimizing the reputational risk.
    Eva Ventsislavova
    Sales Manager
  • For the team of the Agency for control of outstanding debts, the membership in ACABG means membership in a European and global model of work that is adopted by the company. Our goal is to share and exchange know-how with our colleagues, both locally and internationally; and thus, all we becoming guardians of highest moral and ethical standards of interaction.
    Rosen Antov
    Managing Director

Members of ACABG

  • EOS Matrix
  • EOS Services EOOD
  • Creditreform Bulgaria Ltd.
  • Mellon Bulgaria EAD
  • Cycle Credit Bulgaria EOOD
  • Caface Credit Management Services Bulgaria EOOD
  • FRONTEX International EAD
  • FRONTEX International Services EOOD
  • Debt Collection Agency Ltd.
  • MacroAdvance AD
  • Kredyt Inkaso Investments BG EAD
  • OTP Factoring Bulgaria EAD
  • Hit Inkasso EOOD
  • Agency for control of outstanding debts LTD
  • APS Bulgaria EOOD
  • SIS Control EOOD